Buy now, pay later with PayBright
Spread the cost of a purchase over $1000 into 3 to 60 easy monthly payments*. Just select PayBright at checkout. *Subject to credit approval.
What is PayBright?
PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting PayBright as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Why use PayBright?
Prequalify before you buy
Get your PayBright spending limit while you’re still shopping.
Quick and convenient checkout
Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.
How do I use PayBright?
1. Select PayBright at checkout
Shop at MJM Furniture and select PayBright as your payment option at checkout.
2. Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.
3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.
Frequently Asked Questions
Q: Are there requirements to use PayBright ?
Q: How do I apply ?
Q: Does PayBright do a credit check ?
Q: What is PayBright’s interest rate ?
Q: I was not able to complete a PayBright transaction. What happened ?
Q: Which payment methods are accepted ?
Q: How can I track my payments and access my PayBright account ?
Q: What if I can’t make a payment ?
Q: Are there late or NSF fees ?
Q: How do returns work if I paid using PayBright ?
Q: When will my payments begin? And what if I have pre-order products ?
Q: Can I prepay my outstanding PayBright balance ?
Q: What if the order is canceled? Will I still be charged ?
Q: How much can I spend with PayBright ?
Q: Is there an annual fee ?
Q: What if I haven’t received an email regarding my payment plan, or if I need additional help with my payment plan ?
Q: How long does it take to reverse a pending PayBright authorization on my credit card ?
*Monthly payment amounts, interest, and loan terms may depend on your personal credit profile. Some conditions apply. All transactions are subject to approval by PayBright. Monthly payments may include a processing fee of up to $6.95. Loan offers may vary for customers in the province of Quebec.
*Certain conditions apply and all transactions are subject to approval by PayBright. The amount of your monthly payment and the interest you will pay depend on your credit report. Monthly payments include a processing fee of up to $6.95 (One to four Dollars) depending on the amount of your purchase. Please see terms for full details.
*Your PayBright financed purchase at MJM Furniture cannot be released for at least 24 to 48 hours. An automatic fraud analysis will be done by PayBright before we can proceed with the order.
*Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by PayBright.
*Please note that PayBright is an independent payment company and MJM Furniture has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright Customer Service.