Who is Flexiti
Flexiti is a Canadian company dedicated to offering you flexible payment plans with low interest rates
Break up a large purchase into smaller affordable monthly payments. Purchase big-ticket items sooner and pay less interest than a traditional credit card.
How it works
Select Flexiti as your payment method during checkout, complete the simple application, and get approved for financing all in under 3 minutes. Pay over 12 months for as low as 0% APR
Financing Made Easy
Discover your shopping budget before you buy. See if you qualify for credit in a couple minutes and get an instant response.
In a rush? No problem!
With our simple application process, available both in-store and online, you can get approved in under 3 minutes! Just select Flexiti at checkout.
Flexiti Financing Plans
1) Deferred / Same as Cash (available in store only)
No payments are due until the promotional offer’s expiry date. Payment Defender premiums and taxes, if applicable, are billed monthly. No interest is payable for the duration of the promotional term. However, interest accrues during the promotional term. If the promotional balance has not been paid in full by the promo expiry date, the accrued interest will be charged to the cardholder’s account and the interest will be charged on the balance going forward at the cardholder’s annual interest rate. *Admin fees applicable. Terms range: 3, 6, or 12 months.
2) Equal Monthly Payments 0% Interest (available in store and online)
The balance is to be paid in equal monthly payments. Payment Defender premiums, and taxes if applicable. Interest accrues and is applied for the duration of the promotional term. If Flexiti does not receive required payments by the balance due date, Flexiti may cancel the promotional offer and interest will be charged at the cardholder’s annual interest rate. *Admin fees applicable. Terms range: 3, 6, 12, 24, 36, or 48 months.
Frequently Asked Questions
Q: How do I apply for Flexiti ?
Q: How do I pay with Flexiti ?
Q: How do I manage my account ?
Q: How do I make payments ?
Q: How do I contact Flexiti ?
Terms & Conditions:
*O.A.C. Subject to terms of your Flexiti cardholder agreement. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For no interest equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $24.99 may apply ($39.99 for residents of Quebec). No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice.
*Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.
***Financed Purchases will only be shipped to the customers billing address on file. We will not ship to any secondary shipping address provided.